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Preview on US Letter in the Vintage style. The PDF uses exactly the same drawing.

Money

Sinking Funds and Savings Challenge Tracker

A printable savings tracker for sinking funds and savings challenges: each goal gets its own card with the target amount, a date and a row of circles. Color one in every time you put money aside and watch the fund fill up.

Customize This Template Download a free PDF

What you can customize

  • Goals
  • Payments per goal
  • Currency symbol

Works well in

All page sizes, from Passport to A4

Try it in another style

Start from a preset

  • Sinking funds, 4 goals, US Letter Four cards with 20 payments each, in dollars. Open in the maker →
  • Six small funds, US Letter Gifts, car, vet, holidays and more on one page, 12 payments each. Open in the maker →
  • 52-week savings challenge, US Letter One big goal with 50 circles, one per weekly deposit. Open in the maker →
  • Savings tracker in pounds, A4 Four goals on A4 with the pound sign. Open in the maker →

What’s on each savings card

  • Goal: what you are saving for.
  • Target amount with your currency symbol, and By date.
  • Circles: one per payment, arranged as large as the card allows.
  • Saved line for the running total.

In the maker set the number of Goals (1 to 6), the Payments per goal (10 to 50) and the Currency symbol. The PDF is free and generated in your browser.

Printing and using the tracker

  1. Use the Letter or A4 preset and Download PDF → Reading order. One page is usually enough; print a fresh one when a goal is reached.
  2. Print at 100% (Actual size). Heavier paper or card stock makes a tracker that survives a year on the fridge.
  3. Keep it with your monthly budget planner so each paycheck’s savings get colored in on the same day.

Free sample PDFs

Print at 100% (actual size). Made with the same engine as the maker, so the spacing is exact.

  • Savings Goal Tracker, US Letter (1 page) PDF ↓
  • Savings Goal Tracker, A4 (1 page) PDF ↓

Frequently asked questions

What are sinking funds?

Sinking funds are small savings pots for costs you know are coming, like Christmas gifts, car insurance or a vacation. You divide the target by the number of months or paychecks and save that amount each time. Each card on this page tracks one fund.

How do I use the circles?

Decide how many payments you will make, for example 20 deposits of $25 for a $500 goal, and set Payments per goal to 20. Color in a circle after each deposit and write the running total in the saved line.

Can I use it for the 52-week savings challenge?

Yes. Pick one goal with 50 payments and add two more circles by hand, or use two cards with 26 payments each. Write the week number or amount next to each circle if you like.

How many goals fit on a page?

One to six. Fewer goals give larger cards and bigger circles; with six goals, keep payments around 10 to 20 so the circles stay easy to color.

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